Building Wealth With Confidence

1. Information We Collect

We may collect personal information directly from you, automatically through your use of our website, and from third-party sources as permitted by law.

• Full name and contact details
• Email address and telephone number
• Residential or mailing address
• Date of birth and identification information
• Employment and income information
• Banking and financial account information
• Credit history and transaction records
• IP address, browser type, and device information

2. How We Use Your Information

Information collected may be used to:

• Provide financial products and services
• Process applications and transactions
• Verify identity and prevent fraud
• Conduct credit and risk assessments
• Respond to customer inquiries and support requests
• Improve website functionality and user experience
• Comply with legal and regulatory obligations
• Send service updates and marketing communications where permitted

3. Cookies & Tracking Technologies

We use cookies, web beacons, pixels, and similar technologies to improve website performance, personalize user experiences, analyze traffic, and support security measures. You may manage cookie preferences through your browser settings.

4. Information Sharing

We do not sell personal information for monetary consideration. We may share information with trusted service providers and business partners necessary to operate our services, including:

• Payment processing providers
• Credit reporting agencies
• Identity verification services
• Fraud prevention providers
• Legal, regulatory, and governmental authorities
• Professional advisors and auditors

5. Data Security

We maintain administrative, technical, and physical safeguards designed to protect personal information from unauthorized access, disclosure, alteration, or destruction. Security measures may include encryption, access controls, secure servers, monitoring systems, and regular security assessments.

6. Data Retention

Personal information is retained only as long as necessary to provide services, comply with legal obligations, resolve disputes, and enforce agreements. Retention periods vary depending on applicable laws and business requirements.

7. Your Privacy Rights

Depending on applicable state and federal laws, you may have the right to:

• Access your personal information
• Request correction of inaccurate information
• Request deletion of personal information
• Request information about collected data categories
• Limit certain uses of sensitive information
• Opt out of targeted advertising where applicable

8. California Privacy Rights (CCPA/CPRA)

California residents may have additional rights under the California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA), including the right to know, delete, correct, and limit the use of certain personal information. We do not sell personal information as defined by California law.

9. Children's Privacy

Our services are intended for individuals aged 18 years or older. We do not knowingly collect personal information from children under the age of 13. If such information is identified, it will be removed promptly.

10. Third-Party Websites

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of external sites. Users should review the privacy policies of those websites separately.

11. Changes to This Policy

We reserve the right to update this Privacy Policy at any time. Any changes will be posted on this page with a revised effective date. Continued use of our services constitutes acceptance of the updated policy.

12. Contact Information

If you have questions about this Privacy Policy or wish to exercise your privacy rights, please contact us:

1. Eligibility

Services are intended for individuals who are at least 18 years of age and legally capable of entering into binding agreements. Access to certain services may be subject to additional eligibility, identity verification, and regulatory requirements.

2. Service Usage

Users agree to use our services only for lawful purposes and in accordance with applicable federal, state, and local laws. Access to financial products and services may be subject to approval, underwriting, verification, and compliance procedures.

3. Financial Disclaimer

Information provided through this website is for educational and informational purposes only and should not be considered financial, legal, tax, accounting, investment, or professional advice. Users should consult qualified professionals regarding their specific financial circumstances before making decisions.

Past performance, projections, estimates, and forecasts do not guarantee future results or outcomes.

4. Account Responsibilities

You are responsible for maintaining the confidentiality of account credentials and for all activities occurring under your account. You agree to immediately notify us of any unauthorized access, security breach, or suspicious activity.

5. User Representations

By using our services, you represent and warrant that:

• All information provided is accurate and complete.
• You have the legal authority to submit requested information.
• You will promptly update information if circumstances change.
• You will not engage in fraudulent, unlawful, or misleading activities.

6. Fees and Payments

Any applicable fees, service charges, or costs will be disclosed before services are provided. By purchasing services, you authorize us to collect applicable fees through approved payment methods.

Failure to make required payments may result in suspension, termination, or restriction of services.

7. Intellectual Property

All website content, including text, graphics, logos, software, trademarks, service marks, designs, and proprietary materials, remains the exclusive property of Peak State Capital Finance or its licensors.

Unauthorized copying, reproduction, modification, distribution, publication, or commercial use is strictly prohibited without prior written consent.

8. Prohibited Activities

Users agree not to:

• Violate applicable laws or regulations.
• Attempt unauthorized access to systems or data.
• Transmit malicious code, viruses, or harmful software.
• Interfere with website functionality or security.
• Use services for fraudulent or deceptive purposes.

9. Limitation of Liability

To the maximum extent permitted by law, Peak State Capital Finance Wealth, its officers, employees, affiliates, and service providers shall not be liable for any indirect, incidental, consequential, special, punitive, or exemplary damages arising from the use of or inability to use our services.

10. Indemnification

You agree to defend, indemnify, and hold harmless Peak State Capital Finance, its affiliates, officers, employees, and agents from claims, liabilities, damages, losses, and expenses arising from your use of the website, violation of these Terms, or infringement of any third-party rights.

11. Third-Party Services

Our website may contain links to third-party websites, products, or services. We do not control or endorse such third parties and are not responsible for their content, policies, or practices.

12. Service Availability

We reserve the right to modify, suspend, discontinue, or restrict access to any service, feature, or content at any time without prior notice when necessary for maintenance, security, compliance, or business purposes.

13. Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of the State of USA, without regard to conflict of law principles.

14. Dispute Resolution

Any dispute arising from or relating to these Terms or the use of our services shall first be addressed through good-faith negotiations. If unresolved, disputes shall be submitted to binding arbitration in USA, under the rules of the American Arbitration Association (AAA).

15. Changes to Terms

We reserve the right to update or modify these Terms at any time. Updated versions will become effective upon posting to this website. Continued use of our services constitutes acceptance of any revisions.